Saturday, August 27, 2005

Gaskets, brackets, and end caps

My new patio furniture is green. I have it because my broker sent me a check and I could finally get a patio set. I went all over town in June and July, looking for one I thought would be pretty, functional, and most of all, comfortable.

About 5 years ago my daughter was in college sort of part time, working, and had run up a spate of bills. She whined about wanting to return to school full time but knew she had to deal with her unnecessary bills. Finally I explained a consolidation loan to her, and agreed to assist. We went to the bank, and found that she could get a loan for $90 a month for 15 years and eliminate her creditors. But, the catch was, the bank wanted it in my name and to put a lien on my house.

Child assured me she saw the evil of her ways and could handle the small payment with ease. She repeatedly assured me she had a strong desire to return to college full time and pursue her studies. I relented, signed the loan, and crossed my fingers.

She made the first payment. I insisted she pay me, not the bank, and I would pay the bank. I had experience with her by this time. She resented it, but I told her my credit rating was now on the line, and she could hand me the money, and I would get it to the bank. She made the second payment. You can do the math. 14 years times 12 payments plus 10 for the first year - all my responsibility as she refused to pay another.

Included in the consolidation loan was her credit card debacle, money she had borrowed from her dad to pay her past car insurance, the money she owed her dad for her second car, the money to buy her third car, car insurance for the coming year, and enough money to pay college tuition for a year. I wanted her to show me she could put that tuition money in the bank, not let it burn a hole in her pocket, and pay her tuition herself like an adult.

Two months later, she asked me for money for tuition. She had spend the tuition money already on - who knows what?

So when I say that I will not pay for my daughter to finish college, that is why. I already did. Twice, actually. I worked full time and paid my own way, paid for my ex to get a pharmacy degree, put myself through graduate school. She can do the same. Sadly, she hasn't been in school at all now for a few years.

I paid extra payments, and did my best to pay off that loan early. I don't do loans, and wasn't happy to be paying interest. Interest is for earning, not for paying. The check from my broker allowed me to pay that off, finally, too. That loan was a burden for someone dealing with a pension for income. The child? Still partying every night.

The patio set? It came with a broken bracket so I was unable to set up the table. I was assured by the store that the furniture company would replace the part. For weeks I called the number I was given, but could not get an answer. I finally got someone on the phone, and was told it was the wrong number. She gave me the correct number.

I carefully explained that I needed a bracket, a small piece of plastic that screws in on both sides to hold the leg in place, as it had been snapped in the middle before I got it. I was assured of having the replacement piece within 7-10 days.

Yesterday I came dancing up the driveway from the mailbox with a package. Finally, after almost 2 months, I would be able to use my patio set! It's MI, here, people. Summer is over. I can use the patio maybe another two weeks. If I wear a sweater and take a blanket for the second week.

What was in the package? I admit I do not understand a gasket. But I know what a green bracket looks like.

I found 4 beige end caps to put on the bottom of the legs. They aren't open again until Monday.

11 comments:

Anonymous said...

ugh!  I guess there's always next year!  I am with you...for some reason kids today think that money is just to throw away.  A couple of mine are like that.  Hope you have a great weekend anyway!  rose~!

Anonymous said...

I know ho you feel about missing parts ughhh and children always wanting money i have one too lol thanks for sharing:)

Essayons

Deb

Anonymous said...

That sucks..........so much for THIS summer.   Anne

Anonymous said...

That is terrible that your daughter left you with her loan to pay off....I guess it is just another lesson in life learned. I bet your daughter will regret it one day. Good luck getting that gasket thingy...I am one of those people, who always gets something with parts missing or things just don't fit like they should....then I make my husband read the direction manual and what do ya know....hehehe
I sure wish summer was almost over here in Mississippi....dealing with that witch Katrina right now....pray that I don't get blown away in her furry! LOL
Erica

Anonymous said...

I'll bet that this is a trap that many parents fall into.  I could see it easily happening to me.  It's so hard to walk the line between encouraging responsible independence and wanting to give the child a break.  I'm sorry she abused your generosity and you are absolutely right to tell her to sink or swim.

I can imagine how frustrated you are about the bracket.  I hope they straighten it out for you on Monday.  They should overnight the piece this time!!!

Anonymous said...

Ah Susan...this sucks.
Connie

Anonymous said...

Your daughter could be my daughter...lol! Heck, I could have been your daughter 30 years ago!! I paid my way through college and went to night school when I finally wised up. Then was stuck with the student loans for awhile. Oh, well, they are finally paid off and it was well worth it. I was surprised on hearing the weather for Canada in my short trip to Det. (inside of a hotel room while Joe worked the Rail Road!!) Low of 3, high of 17. Low of 13, high of 23. Holy smoke!!!!

Anonymous said...

oh my friend. Nothing to say but I am sorry and sometimes it all just stinks. judi

Anonymous said...

Suzy Q, that just bites!
hugs,
Kathi

Anonymous said...

Did you just now get the parts for that patio furniture? why does everything have to be so hard. Btw ... I've been wanting to get back to you re: New Orleans, I think you could have a great time alone in the French Quarters during the day time with your camera. So much to see, so much to do very beautiful in it's own historical kind of way! But ... ummm, hoping that today was not the day you were planning to go, ya know what I mean?    
     All joking aside, my Dad lives there and with this storm heading straight for them ... I'm very worried to say the least. Wishing you a great week.
                                      *** Coy ***      


 

Anonymous said...

The next time you find yourself headed West, place the child in a trunk and bring her to me.

Remo has a special program for repeat offenders.